Kelly and team were totally fantastic. It was a pretty stressful time with an unexpected obstacle however after many phone calls and e-mails it was looked after and I now own my first home. Great work and thank you so much! Elisa P, Lindsay, Ontario
Carmela was terrific to work with. Very timely and working on my behalf. Thank you Carmela. Unknown
We were referred to your team via our real estate agent and you and your team have lived up to everything we expected. We have bought four mortgages with the help of your your team (Kelly) and we now feel she is a key member of OUR team and we will continue to work with her to reach our goals. Lynn M, Oshawa, Ontario
We were very pleased with the service we received. Questions answered and given information that proved very helpful in associated matters that help. More than happy with the outcome and how easily everything was handled to our satisfaction. Would be glad to refer friends and family to the office. TERRIFIC JOB!!!!! Linda & Bob, Courtice
Elfie Hayes is on top of her game. I was struggling with a financial burden recently. She was able to get me a great rate for a new mortgage in the past, so I turned to her for help once again. Elfie and her staff Lisa and Kelly responded to my needs very quickly. In a matter of days, I had a new mortgage with an excellent rate and my debts were consolidated. I was extremely impressed. Elfie is a wonderful, hardworking and compassionate person with which to do business. I was relieved from this difficult situation, especially in this economic climate. A. Reid Toronto, Ontario.
Elfie and her staff treat each client as an individual. They make you feel like you are their only client! Elfie was very responsive to my questions and concerns. I have completed my second transaction with her office and I have highly recommended her. I received the best rate and service. She went above and beyond during both experiences with her office. Debbie D. Whitby, Ontario
We are happy to say we’ve been clients of Elfie Hayes from Mortgage Intelligence for several years now. Elfie and her team have been true professionals in securing financing along with great rates on several real estate deals. Her team’s professionalism has always made our transactions move forward and close efficiently.
We have recommended several friends and family members to Elfie and her team. She has always gone the extra mile in making sure they all had a positive experience. Do yourself a favor if you’re looking for a mortgage in the future just call Elfie! David and Joanna J. Whitby, Ontario.
We love dealing with Elfie! We wouldn’t consider going to a bank again. She em-powered us. Banks don’t think outside the box, and their rules are etched in stone. When we first dealt with Elfie, rates were dropping we wanted a better rate for our mortgage, but the Bank said no. When we spoke to Elfie, her attitude was “What can we do for YOU”? We hardly knew her but she was willing to help us. We wondered why our own Bank wouldn’t help. We have used Elfie’s team ever since. We weren’t judged, they simply advised us and worked with us. We’re in great financial shape now. Her willingness to help made the difference! Geoff and Brenda U. Oshawa, Ontario.








